Yes that option exists. It is called Jim Russell, Bob Bondurant, Fastlane driving school etc… Trackday organizers are already making sure the newbie driver is safe as evidenced by the extremely low incidence of death and injury. There is no reason a driver can’t learn on his own or hire the best in the business.
Where does it end? You seem to know what is good for us. So is gun control and helmet laws.
Yes and nothing gets the lawyers and insurance companies deeper in your pocket than easy data mining and ”industry standards” to hold everyone accountable. National certification will realize your fears much quicker.